Breeze Through College & Career

Student Loan Forgiveness Update

The official decision hasn’t been rendered, but is it possible that Student Loan Forgiveness may be rejected before the Supreme Court even decides? Some Republican lawmakers are so antsy to block the Biden administration’s federal student loan forgiveness plan that they don’t even want to wait for the U.S. Supreme Court to make its ruling on the issue, which they are still deliberating.

Additionally, many experts expect loan forgiveness to be denied down by the Supreme Court, anyways, after some members of the majority-conservative Supreme court seemed skeptical of the plan’s legality during oral arguments last month.

You may be wondering, what is illegal about forgiving Student debt? I wondered the same thing, so I did my favorite thing (aside from writing), research.

Here is what I found :

The President does not have the legal authority to forgive student loans on his own. Only Congress has the power of the purse.

The executive branch cannot spend money that has not been appropriated by Congress, per 31 USC 1301 et seq (Antideficiency Act (P.L. 97-258)) and Article I, Section 7, Clause 7 of the U.S. Constitution.


Yes, we have seen Congress approve loan forgiveness programs such as Public Service Loan ForgivenessTeacher Loan Forgiveness or the Total and Permanent Disability Discharge. However, The President can not act without the approval of Congress.

Are you SURE about that Joe?

Perhaps Biden was a bit … reckless to announce something he’d need extensive approval for? What do you think?

As the wait continues, I will continue to stay up to date and keep readers up to date. In the meantime, tap into your resources to pay off student debt, and check out this blog. All the best to you,



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About The Author

Briana Derry, MBA is a passionate writer, researcher, and freelancer with a passion for learning and teaching others to take a BreeziDeezi approach to life, career, and their pursuit of the present.

Fluent in American Sign Language and constantly learning, Briana has served as an Academic Advisor, Public Educator, Digital Media Manager, and Mayor’s Intern. She loves to help people with their academic progress by assisting with writing. 

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