Breeze Through College & Career

Apply for Loan FORGIVENESS!

A friendly reminder to apply for loan forgiveness , it only takes a few seconds. *Reblog – originally published October 3,2022*

Get ready… GO! Student loan forgiveness applications are O P E N!


As with anything available to the masses, the sooner you apply, the better. BreeziDeezi readers are encouraged to apply before October 31st, for maximum flexibility in forgiveness!

In case you need a reminder or to be informed, here is the criteria for loan forgiveness and detailed steps on how to apply:


Who Qualifies for Loan Forgiveness?

  • Individuals who earned $125,000 or less in 2020 or 2021 and Households who earned $250,000 or less in 2020 or 2021 are eligible for at least $10,000 in federal student loan debt forgiveness.
  • Recipients of Pell Grants – usually awarded to low-income undergrads – can receive up to $20,000 in relief. 
  • Current students, IF they have loans taken out before 6/30/22.
  • Public service workers (people working for federal, state, local, tribal government, military, or a non-profit organization) with at least 10 years of service (It doesn’t need to be consecutive.) may be eligible to have all their debt canceled.   
  • Those that have paid student loans between March 2020 and August 2022 and now owe less than $20,00, can request a refund through their loan provider.
  • ANYONE with student debt repayments has been given a final pause that will end in January.

How to Apply!

Click here for the direct link!

  • Complete the short online application – no supporting documents are needed.
  • Once the application is complete, the US Department of Education will review and determine your eligibility. They will also notify your loan servicer of your forgiveness amount. If additional information is needed, the department of Education will contact you.

Unsure of your loan servicer? Log into, click menu and then select “my aid”. 😉

If you have further information or tips , please share in the comments. Cheers to forgiveness and financial progress!


4 responses to “Apply for Loan FORGIVENESS!”

  1. Awesome!!! 👏🏾👏🏾👏🏾 Thank you for posting and educating your followers on how to apply for loan forgiveness! Sharing is caring!!!

    1. Thanks for reading!! Share the care 🙂 🙂 🙂

  2. Edwina Rene’ Derry Avatar
    Edwina Rene’ Derry

    Thanks for reminder! I got an email from Department of Education yesterday telling me there was nothing I needed to do. They have all my information. I still will check into it to be sure.

    1. Yes, follow up with the and be sure to check with your loan servicer!


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About The Author

Briana Derry, MBA is a passionate writer, researcher, and freelancer with a passion for learning and teaching others to take a BreeziDeezi approach to life, career, and their pursuit of the present.

Fluent in American Sign Language and constantly learning, Briana has served as an Academic Advisor, Public Educator, Digital Media Manager, and Mayor’s Intern. She loves to help people with their academic progress by assisting with writing. 

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